VP Refer & Earn

Share responsible loan-readiness checks

Earn only when a referred user completes a validated, non-refunded qualifying report purchase—not for clicks, registrations or loan approval.

Complete Your Free Check

Default qualifying reward

₹20

Per validated ₹99 Credit Health Action Plan purchase. Reward values remain configurable.

Minimum payout threshold ₹250

Simple and accountable

How referral rewards work

Your unique referral access is created from a verified assessment profile.

Share your unique link

Use the ready-to-share compliant message with no approval promise.

We validate the purchase

Rewards remain pending during the configurable fraud and refund review period.

Receive approved rewards

Only approved balances count towards the minimum payout threshold.

Fair-use rules

Designed for genuine referrals

No self-referral

No duplicate-mobile or repeated-payment abuse

No reward for clicks or registrations alone

Refunded or fraudulent orders are rejected or reversed

Bonus milestones remain configurable and activate only after approval

Share responsibly

The referral message clearly states that VP Loan Connect provides a free profile preview and educational report. It never promises a loan, approval, rate or credit-score increase.